Sugar River Bank

May 13, 2008

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FREE CREDIT REPORT AVAILABLE

SUGAR RIVER REWARDS

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Account Type

Minimum Deposit To Open

Monthly Service Charge

Statements

Statement Savings

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$10.00

$1.00 under $100

Monthly

An interest bearing account that allows for electronic deposits and debits of funds. Monthly statement records detailed activity. Enhanced Savings pays interest on $100.00 minimum daily balance per statement cycle

Monthly Fee of $1.00 if minimum daily balance is not maintained
Minors (under 21) and senior citiizens (62 and older) are exempt from fee
Variable interest rate is accrued daily and paid on the entire account balance monthly

Triple I Money Market

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$20.00

$5.00 fee + .20 item under minimum

Monthly

The Triple I account is an Insured Interest Investment requiring a $600.00 minimum balance to earn interest during any statement cycle. The account also features additional balance tiers for higher variable rates of interest

Minimum opening balance is $20.00
Additional balance tiers for higher variable rates of interest that will be paid on entire balance
Tiers are $600 to $999.99, $1,000 to $9,999.99, $10,000 to $49,999.99 and $50,000 and over
If minimum daily balance is not maintained, there will be a $5.00 monthly fee and .20/debit
A maximum of six (6) withdrawals are permitted per statement cycle, three (3) of which may be made by check.
Money Market Deposit Account Checks are at the customers expense

Fund Saver (Youth Savings Account)

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$10.00

N/A

Quarterly

FundSavers (TradeMark) teaches kids the value of saving. Deposit Dude (TradeMark), the account mascot makes it fun at the same time. Allows parents to encourage good banking habits. No service charge, interest paid on a minimum of $1.00.

Passbook Savings

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$10.00

$1.00 under $100

N/A

Available upon request. Limited activity.

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