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Reg E Opt Out/Opt In

Bounce Protection® on Debit Card FAQ

Q Why do I have to opt-in for my Bounce Protection® to cover everyday debit card and ATM transactions that exceed my balance?
A As a result of recent changes in government regulation, the bank now requires you to choose to receive Bounce Protection® for ATM and one-time debit card transactions. If you opt-in, you will continue to have the same service that you have always had with your debit card.
Q What happens if I do not opt-in?
A Currently your Bounce Protection® covers ATM and one-time debit card transactions. Effective 8/15/2010, we will not be able to pay ATM and one-time debit card transactions when your account does not have sufficient funds.
Q What if I never overdraw my account?
A Bounce Protection® is for unexpected financial situations. Mistakes happen, no matter how careful we are. By opting-in you have peace of mind, plus it does not cost you anything unless you use it.
Q If I opt-out or opt-in now, may I change my selection in the future?
A Yes. You can change this at anytime.
Q How do I opt-out/opt-in?
A Making your choice is easy, just click "Continue" below to access the Opt-Out/Opt-In Form, complete the form and click "Submit".
  • Or you can call Sugar River Bank at (603) 863-3000 or 1(800) 562-3145 and speak to a Customer Service Representative.
  • Or visit one of our branches to complete the authorization form.
  • Or by completing the authorization form that was mailed to you and returning in the self-addressed postage paid envelope provided to you for your convenience.

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