Text Size

Certificate of Deposit & IRA Rates

Rates effective: April 26, 2017

Certificates of Deposit

Minimum Deposit to Open Account and to Obtain APY* Term Interest Rate Annual Percentage Yield(APY*) Additional Deposit Minimum
$500.00 6 months .21% .21% $0
$500.00 1 Year .35% .35% $0
$500.00 2 Years .58% .58% $0
$500.00 3 Years .95% .95% $0
$500.00 4 Years 1.05% 1.05% $0
$500.00 5 Years 1.21% 1.22% $0
$500.00 30 months .65% .65% $0


CDs: Interest is not compounded on CDs under 1 year. Over 1 Year interest is Compounded Monthly.

A penalty may be imposed for early withdrawal.

All Rates are subject to change without notice.

  • Please verify rates by calling your nearest branch office.
  • Additional restrictions may apply for out of area deposits, please call for details.
  • Penalties may reduce earnings.
  • Minimum balance required to obtain Annual Percentage Yield (APY).
  • Monthly interest may be transferred to any Statement account.
  • Interest checks are available from CD's with balances in excess of $10,000.

*Annual Percentage Yield ( APY) is achieved if principal and interest accumulate at the original rate for one year.

IRA Certificates of Deposit

Minimum Deposit to Open Account and to Obtain APY* Term Interest Rate Annual Percentage Yield(APY*) Additional Deposit Minimum
$10.00 18 Month Variable .07% .07% $10.00
$100.00 1 Year .35%  .35% $100.00
$500.00 2 Years .58%  .58% $0
$500.00 3 Years .95%  .95% $0
$500.00 4 Years 1.05%  1.05% $0
$500.00 5 Years  1.21%  1.22% $0


A penalty may be imposed for early withdrawal.

  • Penalties may reduce earnings.
  • Minimum balance required to obtain Annual Percentage Yield (APY).
  • Annual Percentage Yield ( APY) is achieved if principal and interest accumulate at the original rate for one year.

|| Back to top ||