Great Service. Great Neighbors.
We know that choosing a mortgage can be a daunting task. Our mortgage professionals provide exceptional customer service and will fully explain the different options available to you so that you can choose the best product suited to your needs. For great service, contact your neighbors today.
Terri L. Crate
With over 30 years of lending experience, Terri is ready to help you every step of the way. It is important to her to give back to her community and is currently serving as a Board Member for West Central Behavioral Health. She has also served as a past Board Member for the Sullivan County United Way and been involved with Newport Chamber of Commerce events. Aside from volunteering, she also serves as an Affiliate Member of the Upper Valley Board of Realtors.
With over 10 years of banking experience and real estate knowledge, Cat looks forward to providing exceptional service to her customers in New London and the surrounding areas. She loves the communities that she lives and works in and has recently joined the Newport Sunshine Initiative. She is also on the Sunapee Region Realtor Affiliate Board and the Greater Claremont Realtor Affiliate Board.
Jamee has over 20 years of community banking experience and is knowledgeable in many areas of banking. She enjoys working in her hometown of Newport and is ready to help people in her community achieve their goals of finding a new home. She also enjoys spending her time on the board of the American Legion Auxiliary as their Treasurer and Secretary.
Ellen loves working in Concord where people know her as a small business owner of a women's clothing and furniture store. With her lending experience and knowledge of the local community she is excited to work with people in the Concord and Warner area to help them achieve their lending needs.
Real Estate Loans
Adjustable Rate Mortgages ( ARMs)
- mortgages with periodic adjustments in the interest rate. ARM rates are calculated against the 1 year treasury bill index plus a margin. A wide variety of ARMs are available based upon individual needs and desires. Click Here for Rates.
Fixed Rate Mortgages
- mortgages with an interest rate that does not vary over the term of the loan. Click Here for Rates.
Special programs available for Jumbo Loans (over $453,100). Specific terms and conditions apply, please contact a loan officer for more details.
- interim loans covering construction costs. The loans are secured by a mortgage on the property financed. Funds are generally advanced at specific stages of construction upon presentment of invoices. With the bank's One Step Construction Loan Program, construction financing is paid off from the proceeds of a permanent mortgage which is originated at the same time as the construction loan. Click Here for Rates.
Manufactured Home Loans
- loans secured by new or used mobile homes. Manufactured homes may be located on either owned or rented land. Repayment term is generally shorter than loans secured by other residential structures. Click Here for Rates.
Special programs available for Manufactured Housing on it's own land. Specific terms and conditions apply, please contact a loan officer for more details.
Sugar River Bank, along with the NH Housing Finance Authority
, want to work together to help make your dreams a reality. NHHFA has many financing options available for those who may have limited credit, down payment and income. Low rates and no purchase price limits make buying a home a little sweeter. For more information please contact one of our loan officers or go to http://www.gonhhfa.com/buying-home/our-mortgage-programs
. Other terms and conditions may apply. Under the Home Start Homebuyer Tax Cedit Program
, eligible borrowers can save up to $2,000 per year in reduced federal tax liablility. New Hampshire Housing Finance Authority administers the Home Start Homebuyer Tax Credit program. For more information, please visit www.GoNewHampshireHousing.com
or contact one of our originators for more information. Click Here for Rates.
Sugar River Bank offer's Federal Housing Administration (FHA) and USDA (Rural Development) financing.
We also participate in The Equity Builder Program (EBP) which offers grants to households with incomes at or below 80% of the area median income with down-payment, closing-cost and home-buyer counseling.